Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022

ESTAS22-Shortlisted-logo

Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022 Home Financial has been recognised for delivering outstanding customer service to its clients, making the shortlist of The ESTAS – the biggest award scheme in the UK residential property industry. The ESTAS honours the best, agents, conveyancers and mortgage advisors in the UK. […]

Home Financial wins award at The ESTAS!

Home Financial wins award at The ESTAS!

Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022 Home Financial has been recognised for delivering outstanding customer service to its clients, making the shortlist of The ESTAS – the biggest award scheme in the UK residential property industry. The ESTAS honours the best, agents, conveyancers and mortgage advisors in the UK. […]

Budget Update March 2021

Budget Update March 2021

Budget Update March 2021 – Home Financial Ross from Home Financial discusses all the key points in relation to the housing market from the March 2021 budget including: The Stamp Duty holiday extension and what this means for First Time Buyers and Home Movers How the new 5% deposit mortgages will work Lenders reactions to […]

Covid & Mortgages

Covid & Mortgages

Covid & The Mortgage Market – Home Financial What is the current market situation (due to coronavirus) for those looking to get a mortgage? The market is still very much active, lenders are lending within reason, but with some restrictions. The pandemic seems to have caused a period of reflection since March 2020, which has […]

3 Tips On Applying For A Mortgage When You Are Self Employed

3 Tips On Applying For A Mortgage When You Are Self Employed

3 Tips On Applying For A Mortgage When You Are Self Employed Applying for a mortgage is daunting for anybody, but being self employed often means there will be a few extra hoops to jump through. Today, we’ll outline 3 tips any self employed person needs to hear, with the goal of alleviating some worries […]

What Happens At The End of Your Fixed Rate Period?

What Happens At The End of Your Fixed Rate Period?

What Is A Fixed Rate Mortgage? A fixed rate mortgage is a type of mortgage where the interest rate of your monthly repayments will remain the same for an agreed period of time. After this time has elapsed, the interest rate will be subject to change. It’s during this time – when your fixed rate […]

5 Top Tips For First Time Buyers

5 Top Tips For First Time Buyers

Saving Your Deposit Your deposit is the lump sum of cash you put down towards the purchase price of the property. This combined with the mortgage will make up the purchase price you pay for the property. The minimum deposit available is 5% of the total house price. Interest rates are generally higher at this […]

Home Financial NW move to new offices at Cinnamon House

We’re glad to announce we have moved to new offices at Cinnamon House in Birchwood, Warrington where we can meet to discuss all your mortgage and borrowing needs. We do of course understand that for many this is sometimes difficult due to work commitments,So we also offer client appointments at your work place! We find this […]

The Home Financial Ethos

We’d like to share our brand new ‘Welcome Video’ with you all. This is aimed at sharing our ethos ‘If your Mortgage/Rent is affordable, well structured, reviewed regularly whilst being protected adequately…..this is the foundation of a happy home’