Don’t invalidate your home cover

Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, according to a survey.

Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigate the chances of a break-in.

Other ways you risk invalidating your home insurance include:

–              Not maintaining your property (e.g. checking for damp and clearing gutters)

–              Carrying out significant building work without notifying your insurer

–              Using your home as a business without telling the insurer

–              Not updating your insurer about a change in circumstances, such as – more or fewer people living at home).

As with all insurance policies, conditions and exclusions will apply

*Aviva, 2024