Here at Home Financial, we know how difficult it can be when you are dealt a poor hand. Although we hope that our clients will never go through catastrophic events, it is important to plan and prepare for if the worst does happen.

There are a number of steps you can take today that will ensure you and your family are protected should you face hard times. Our expert protection advisers understand the vast array of protection services on the market, and will advise you one the ones most suitable for your position.

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It is our aim to make the products available on the market simple to understand for you. When you speak to one of our advisers, you can rest easy knowing that we have your best interests at heart. We will do all we can to ensure that your purchase of protection services is as painless as possible.

Here are some of the popular protection services we can advise you on. If you are interested in applying for a mortgage, consider taking a look at the types of mortgages our expert mortgage advisers can help you with.

Income Protection

If you are unable to work due to medical reasons, Income Protection will give you a monthly income to cover expenses whilst you are unable to work. Income Protection relieves financial strain at a difficult time. We are happy to advise on what is the best level of cover for your needs.

Critical Illness

Allow us help you prepare for the worst. If you are unfortunate enough to find yourself with a critical illness, this type of cover can pay out a lump sum which can be used towards paying your mortgage or other expenses that you don’t want to leave behind. We promise to help you find the most appropriate cover.


Mortgage Payment Protection will cover you against Accident, Sickness & Redundancy/ Unemployment cover. It is a short term protection policy to give proportion of your income to help cover expenses. These payments can usually fit in with any entitlements offered by your employer. In many cases, this type of policy can take a lot of detailed research to find suitable cover, so speak to one of our experts to help you find the right product.

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Home Insurance

Protecting your home and its contents is essential. You can insure your house, it’s contents or a combination of both. There are many different companies out there that offer home insurance, and it can be intimidating trying to wade through the enormous list of offers. Let us find the best package for your needs.

As with all insurance policies, conditions and exclusions will apply