Blog

It was lovely to visit Halton Haven Hospice this week and meet their fundraising Manager, Elle Smith to make our donation of £600 for this quarter. We promised to donate £10 for every mortgage we submitted in March in addition to the ticket sales from our charity networking event, held in January. Halton Haven provides…

We are thrilled to announce that we have been selected as a finalist for the ‘Outstanding Customer Service Award’ at the Halton Business Awards 2023. To be selected as a finalist is an achievement that we are extremely proud of as we always take

Buying a home for the first time can be an exciting but overwhelming process. With so many things to consider, it’s important to have a plan in place to ensure you make the right choices. Here are some tips to help you on your journey to becoming a homeowner. Determine your budget: Before you start…

Charity support is fundamental to the Home Financial values, and for the last 4 years we have donated £2,940 to well-deserved causes.  This year we are proud to continue to support charities that have been chosen by our team. In 2023 we will continue to donate £10 per mortgage written within a chosen month within…

Unpredictability was certainly a theme for UK housing in 2022, with political turbulence, Bank Rate hikes and shifting post-pandemic supply and demand patterns all contributing to an uncertain and fast-changing market. As we move in 2023, questions still abound. House prices to fall Foremost among these questions is – how far will house prices fall?…

Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022 The North West based mortgage broker Home Financial received the Gold  award in the Regional Mortgage Adviser North West  at the prestigious ESTAS Customer Service Awards for 2022 sponsored by Coadjute, the biggest awards in the UK property industry. The winners were…

Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022 Home Financial has been recognised for delivering outstanding customer service to its clients, making the shortlist of The ESTAS – the biggest award scheme in the UK residential property industry. The ESTAS honours the best, agents, conveyancers and mortgage advisors in the UK.…

Home Financial achieves ‘Standard of Excellence’ to make The ESTAS shortlist for 2022 Home Financial has been recognised for delivering outstanding customer service to its clients, making the shortlist of The ESTAS – the biggest award scheme in the UK residential property industry. The ESTAS honours the best, agents, conveyancers and mortgage advisors in the UK.…

Budget Update March 2021 – Home Financial Ross from Home Financial discusses all the key points in relation to the housing market from the March 2021 budget including: The Stamp Duty holiday extension and what this means for First Time Buyers and Home Movers How the new 5% deposit mortgages will work Lenders reactions to…

Covid & The Mortgage Market – Home Financial What is the current market situation (due to coronavirus) for those looking to get a mortgage? The market is still very much active, lenders are lending within reason, but with some restrictions. The pandemic seems to have caused a period of reflection since March 2020, which has…

3 Tips On Applying For A Mortgage When You Are Self Employed Applying for a mortgage is daunting for anybody, but being self employed often means there will be a few extra hoops to jump through. Today, we’ll outline 3 tips any self employed person needs to hear, with the goal of alleviating some worries…