Meet the Team
Director
ROSS JONES
Ross began working as a Mortgage Adviser and Regional Manager in 2013. He has invaluable experience in all areas of Mortgage Advice, especially when it comes to Self Employed Mortgages.
Prior to working in Mortgage advice, Ross served in the Royal Navy for 9 years. He is a passionate long distance runner and triathlete, having completed both the London and Manchester marathons, he also proudly calls himself an ‘Ironman’ after completing the UK Ironman in 2016.
Ross is a proud husband and father. When he’s not giving Mortgage Advice, he’s off on holidays with his wonderful family.


Office Manager
Joanne Kipling
Joanne joined Home Financial in September 2021. Joanne has been fundamental in establishing key customer focused processes and keeps the business running smoothly. Joanne’s background is extensive with a HR background in Financial Services.
When not in the office Jo is all about her family enjoying camping holidays and days out! She also loves a live music gig with her friends.
Mortgage & Protection Consultant
Paul Critchley
Paul has worked in the world of Financial Services for 22 years. 19 of those years were spent in Retail Banking, at banks including Nationwide, RBS, Barclays and Santander. Throughout his service at these banks, Paul undertook an array of different roles. It’s safe to say that Paul is an expert in Mortgage and Protection services, from First Time Buyers to Remortgages.
Paul is a self-proclaimed coffee connoisseur, so making him a drink can sometimes be tricky!


Mortgage & Protection Consultant
Lindsey Fernley
Having worked as a Mortgage Broker in the industry for 16 years, Lindsey brings a vast wealth of experience to the table. She began her career at Lloyds TSB, and then went on to spend 14 years at a large Corporate Estate Agency. Here at Home Financial, Lindsey specialises in First Time Buyers, Home Movers and Mortgage Reviews.
Lindsey is an unapologetic animal lover. When she’s out of the office, you might find her in the stables with her two horses, Tigger and Fly. If she’s not there, Lindsey is likely out with her Labradors, Mario and Elsa.
Mortgage and Protection Consultant
Amy Leitch


Case Progression Assistant
Chris Thorne
Chris had been working in Mortgages since 2017. He is a fully CeMAP qualified assistant and provides vital support to the team of advisers. Chris ensures that our customers receive a first-class experience every time, constantly striving to make the service run as smoothly as possible.
Chris is massively into his sport. He’s a keen follower of Manchester United and loves to watch a few rounds in the ring, too.