Meet the Team

  • Specialist Mortgage Advisers
  • Thousands of Mortgage Products Available
  • See if we can help you find the right deal.


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Meet The Team

Ross Jones

Director​

Ross began working as a Mortgage Adviser and Regional Manager in 2013. He has invaluable experience in all areas of Mortgage Advice, especially when it comes to Self Employed Mortgages.

Prior to working in Mortgage advice, Ross served in the Royal Navy for 9 years. He is a passionate long distance runner and triathlete, having completed both the London and Manchester marathons, he also proudly calls himself an ‘Ironman’ after completing the UK Ironman in 2016. 

Ross is a proud husband and father. When he’s not giving Mortgage Advice, he’s off on holidays with his wonderful family.

Meet the Team
Meet the Team

Lindsey Fernley

Mortgage & Protection Consultant

Having worked as a Mortgage Broker in the industry for 16 years, Lindsey brings a vast wealth of experience to the table. She began her career at Lloyds TSB, and then went on to spend 14 years at a large Corporate Estate Agency. Here at Home Financial NW Ltd, Lindsey specialises in First Time Buyers, Home Movers and Mortgage Reviews.

Lindsey is an unapologetic animal lover. When she’s out of the office, you might find her in the stables with her two horses, Tigger and Fly. If she’s not there, Lindsey is likely out with her Labradors, Mario and Elsa.

Paul Critchley

Mortgage & Protection Consultant

Paul has worked in the world of Financial Services for 22 years. 19 of those years were spent in Retail Banking, at banks including Nationwide, RBS, Barclays and Santander. Throughout his service at these banks, Paul undertook an array of different roles. It’s safe to say that Paul is an expert in Mortgage and Protection services, from First Time Buyers to Remortgages.

Paul is a self-proclaimed coffee connoisseur, so making him a drink can sometimes be tricky!

Meet the Team
Meet the Team

Chris Thorne

Case Progression Assistant

Chris had been working in Mortgages since 2017. He is a fully CeMAP qualified assistant and provides vital support to the team of advisers. Chris ensures that our customers receive a first-class experience every time, constantly striving to make the service run as smoothly as possible.

Chris is massively into his sport. He’s a keen follower of Manchester United and loves to watch a few rounds in the ring, too.

“ Great honest financial advice ”

Meet the Team

Ross from Home Financial NW has helped me through every step of the mortgage process over the last few months, a process made much more difficult owing to the fact I am self-employed. He has expertly guided me through every stage of my application and helped me to secure a mortgage for a new house. Throughout the last few months he has provided amazing expert advice in such a friendly way, it has made the entire process super easy and stress free! I would highly recommend Ross to anyone I know.

Meet the Team

Can honestly not recommend Ross Jones at homes financial enough, he’s been amazing our case was far from simple without the added issues from covid. He’s worked so hard to source us the best deal and to offer the best advice and guidance he could give, nothings been too much trouble. He fully guided us though the process supported ours decisions with data advice. Ross is Polite, professional, hard working, truthful and honest. Always quick responses to email and calls and goes that extra mile. I’ve already recommended Ross to multiple friends and family. He is an absolute credit to your team, thank you so much.

Meet the Team

Fabulous service! This our second time using home financial and wouldn’t go anywhere else. Ross is very knowledgeable and extremely supportive through the whole process. Huge thanks for all your help 🙂

Meet the Team

Ross and the team at Home Financial have been brilliant, can’t recommend them enough. They went above and beyond in explaining the process and putting us at ease. 5⭐

Meet the Team

A fantastic company to deal with Lindsey was amazing and went out of her way to answer our questions. She made the whole process easy and hassle free! Will continue using Lindsey and this company in the future.

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