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What our clients think

Home Financial is a team of mortgage brokers offering mortgage advice and insurance services.

l r

Great service, Chris is excellent at what he does!

Karren B.

When Ross was recommended to me, I had almost resigned myself to thinking I was trapped into remaining a life-renter. All the odds were against me; in my 50’s, self-employed and single.

Indeed, all the previous mortgage advisors I’d seen had me believe purchasing my own home was beyond my financial capabilities, to say my confidence was crushed was an understatement.

However, my accountant encouraged me to meet with Ross. From the moment we shook hands I felt the stress and anxiety drain away - Ross was reassuring, knowledgeable, supportive, spoke in my language and I truly felt that my dream of finding my forever home became his too! Not only did the budget Ross arrange for me enable me to buy in my preferred postcode area, but within four months I was moving in.

Even though I was buying on my own, I wasn’t on my own as Ross was there with me every step of the way, and I cannot recommend him enough – indeed I have recommended him to all I know!

Kieran Y.

We couldn’t recommend Home Financial highly enough, Ross is always very responsive and made us very valued. We will definitely be using them again in future.
Kieran&Cora

jo S.

Absolutely brilliant service from start to finish with Ross and Penny. Thank you both so much, you have put my mind at ease every step of the way ❤️

Neil C.

My 2nd time using Home Financial to help me with my mortgage and once again I couldn't have asked for more. Amy was assigned to me and she was lovely. My initial purchase was going to be a new build shared ownership property so she helped me fully understand this scenario. Due to various delays in the new build process we were forced to pull out and eventually settled on a standard freehold instead, meaning Amy had to redo my mortgage application. Whilst this purchase was progressing she managed to get me a cheaper offer as rates had reduced during this time which was great!
Overall i couldn't recommend them enough, especially Aimee. Very helpful and knowledgeable and was always looking to get me the best deal.

Gil D.

Amazing knowledge and help with my situation as a professional sportsman. Made the process super smooth and easy. Highly recommend 🙏🏻

Stefan R.

Great service. Very friendly & efficient

Toby K.

Would really recommend, helped me out massively getting the best rates and advice. Thank you 👍

Jack R.

Amy was a massive help and she was able to get my first house which I really wanted. Thanks very much Amy you did everything you could to help me get my mortgage.

Gary B.

I can’t thank Amy Leitch at Home financial enough. She has been there for us for 3 mortgage applications over the years and finally got us into our forever home. Amy’s constant persistence, advice and great communication has what has kept us coming back and we wouldn’t want to use anybody else. Thankyou again and already looking forward to the renewal!

Luke G.

Chris was incredibly helpful from start to finish, ensuring a smooth and comfortable experience as we purchased our first home. We would not hesitate in recommending his services to friends and family.

Mark S.

We’ve known Ross and the team at Home Financial for several years now. Easy to contact, extremely knowledgeable, reliable and has the support of a team that are willing to assist in any way they can. As long as we need a mortgage we will use Ross and when we don’t we’ll continue telling friends and family about him.

Stephanie N.

I was pleased to have referred Ross to a Manchester United footballer who had recently moved to the UK. Ross thoughtfully ensured the player felt truly welcome, arranging for him and his father to attend a rugby match with colleagues - a fantastic event. I highly recommend Ross as a conscientious Mortgage Advisor who genuinely cares about his clients’ happiness.

Ray B.

Absolutely delighted with Penny and the service she provided. She made the whole process very easy for us. She had her work cut out as we have only been in the UK for 12 months after living abroad for 12 years, so we had no credit score here. This did not deter her and she came up trumps. Her friendliness and professionalism shines through and I thoroughly recommend her and the company if you are searching for a mortgage.

Vicky C.

Penny was brilliant and helped us so quickly do a mortgage switch, with a really good deal.
Very knowledgeable and would highly recommend to my friends and family.
Stress free service.

James H.

Ross and the team at Home Financial have provided excellent guidance and support for our remortgaging, house purchase and life insurance needs over the last few years. We are pleased to be long-term clients and we will definitely be engaging with them again to remortgage in the future. We would highly recommend their services.

Andrew D.

Ross has been a fantastic support with mortgage advice. Would recommend Home Financial for all your mortgage advice and guidance. Thank you so much.

Will K.

Great service from Ross helping us through buying our first house, always on hand to answer countless questions about our mortgage, an extension and making sure we got the best rate throughout the process

Joel G.

Chris has been great and has been very helpful with our queries making the process all that much easier

Adam J.

Ross and his team were superb from start to finish in finding us the right mortgage for our move. He took away all the stress of finding the correct deal.
We were kept informed from start to finish. As we went through conveyancing, Ross continued to liaise with our lender and actually improved our rate as market conditions changed. I would recommend 100%

Sam B.

Thank you so much, Amy! Once again, you’ve been an incredible help. You guided us through buying our first home in 2023, making the impossible possible, and now you’ve done it again. Selling our first home to upgrade to a bigger one came with so many challenges, but you kept us positive and supported us every step of the way. Now, we’re all settled in our new house in a new area, and we couldn’t be happier. Amy, you went above and beyond for us, as always, and we wouldn’t dream of going to anyone else. Thank you for everything!

Rob C.

I have just used Amy at home financial to remortgage my property and I am extremely pleased with the service I received. It was quick and easy and too all of the hassle away from me with a professional and friendly service.

Lizzy H.

Ross was fantastic from start to finish, as a freelancer I was worried I may not be able to get a mortgage (and had actually been advised from another mortgage advisor similarly) however Ross made the process seamless. He answered any questions to matter how big or small, explained everything so well and offered great advice. I feel like the process was personal to my circumstances and I was well looked after, would highly recommend Home financial NW!

laura C.

Thank you Ross for the work you did for us on finding and securing our new mortgage deal. Your advice was clear and easy to understand, you were professional but also approachable. I would 100% recommend ross.

Abigail Griffiths (.

Amy at home financial has been our advisor when purchasing our home 2 years ago and remortgaging last month, we could not have done it without her she’s always been so accommodating to arranging meetings around my 12 hour shifts, thank you Amy you are brilliant :)

Jessica

We struggled to get a mortgage as i didn't have 3 months worth of payslips. Ross helped us to get our dream home regardless of this obstacle! Was easily contactable, happy to help and answered all our queries along the way, from agreement in principle to key collecting.

Simon E.

This was honestly one of the best choices we could've made. When we started looking for a home we weren't too sure how everything worked. We met with Amy who guided us through everything clearly, it was a no brainer that we'd be using her services. The move itself was very very rough, there were a lot of hurdles (None of which were due to Amy/Home Financial NW) but I can't even imagine how horrible it would've been without Home Financial NW... So THANK YOU so much for everything you've done to get us to our lovely home, we're beyond happy.

Josh & H.

Chris was excellent throughout the whole process and helped make the purchase of our first home much simpler. The communication was great from start to finish, with speedy replies, especially when we were on a time restriction with various factors.

Being able to meet face to face, we felt was really important as we were able to ask all the questions we had, having never been through this process before. Chris was not only professional, but the way in which he spoke to us, explaining everything, was on a level which we were able to fully understand and not leave us confused as we had done with other advisors we had looked into previously.

For the mortgage itself we really couldn’t have asked for more. Everything was explained fully to us and the options we had were clear and stress free. It made what would have been a difficult task of selecting the best lender a quick and easy process.

At no point during insurance quotes did we feel pressured but the benefits of the different add ons were much appreciated and helpful.

Chris’s involvement with chasing the solicitors and relaying information to us made this much more manageable and meant we got answers much quicker than with the solicitors themselves sometimes!

We couldn’t have asked for a better service and couldn’t recommend enough. Thank you so much Chris.

Jade R.

I wasn't able to get a mortgage for the amount I needed with other advisors, but Amy at Home Financial helped me in securing a mortgage under slightly complicated circumstances. She explained the process from start to finish, alaying any concerns I had along the way. She responded promptly to any queries and I had peace of mind, knowing she was there to assist throughout. Nothing was too much trouble and she was always professional, patient and courteous. I would not hesitate to recommend Amy to friends and family.

stu J.

Amy was brilliant, kept me updated along the way. 2nd time they have helped me, so glad I used them again.

Paul D.

Amy was amazing. Very professional, friendly and knowledgeable couldn’t recommend more.

Kyle M.

Amy was brilliant from start to finish, everything went through seamlessly. Would highly recommend.

Sian S.

The service that we received from Ross Jones at Home Financial was excellent, we were notified of all milestones throughout the process. I would highly recommend their services.

John S.

We had some issues along the way which generally related to the incumbent lender but after a few refocusing sessions, myself and Lindsey got on top of the situation and in the end, all was dealt with very professionally.

Mo W.

Everything was dealt with professionally. And I was kept informed at ever step.

Ana C.

We are very grateful to the residential finance company because they always helped us and answered our questions on time. We are very happy with our house.
Amy Leitch is very helpful and is always available to answer any problems or questions we have.

We can only say thank you so much Amy and to the entire team.

maria.mobile01

Amy has been amazing and worth every penny. I highly recommend her. Many thanks for all your help getting my flat purchased at long last

Stuart W.

No problems what so ever from start to finish.

Joshua C.

An outstanding service received from Home Financial and especially by Ross Jones, who excelled within all spheres of his role & has emerged as the most competent broker I have ever used. Clearly committed, he consistently communicated clearly & delivered exceptional honest advice. Administratively, he carried out preparations meticulously & engaged early with any issues or queries we had. He had very good oral communication with confident techniques to comprehensively convey information. He was also self-aware & adjusted his approach to my partner who was a first-time buyer. He stood out in comparison to other brokers I have used with his proactive initiative in response to a potential issue with our life insurance, where he promptly advised all relevant parties of the issue. When uncertainty arises, he governed us & provided sound direction by giving timely & effective guidance. His flexibility to suit our needs was fantastic, making meeting commitments & activities a priority out of his core working hours. Overall, he has fulfilled his roles to the highest of standards, & we were extremely satisfied with the service we received. I have used 3 brokers in my time and Ross Jones is by far the top performer. Thanks again Ross.

Sue J

The service I received, during a very stressful period of my life, and during a national rise in rates, really did help to ease my mind. Everything was explained clearly and I felt very confident and assured with the outcome to follow. I have no complaints whatsoever and am very grateful for the help, advice and overall support that I received.

Richard P.

Really exceptional service. Always helpful in answering all my questions, sourced and arranged my remortgage flawlessly. I am already engaging Amy for another mortgage in the next couple of months. Thanks!

Dave K.

I know I'm save in their hands

Dawn H.

Paul is a first class mortgage advisers. He explains everything well and went through all our options .

Amy G.

Ross was incredible. I was really nervous and clueless about buying my first place and he couldn't have been more helpful and on hand throughout the entire process.

Have already recommended him to one friend and I'm sure I'll do it for many more!

Chad H.

Our process very smooth and quick, we have no complaints at all.
Lindsey who was our advisor always kept in touch with us and gave us updates of proceedings.
We can’t fault her or the service provided and I would 100% use this service again.

Contact us

Please get in touch with us by using the form below, or using our contact details.

Home Financial NW Ltd

info@homefinancialnw.co.uk

Book a phone appointment

01925 939 170

Warrington office:

Suite G15, Chadwick House, Birchwood Park, Warrington WA3 6AE

Warrington office:

Monday - Friday: 9am - 5pm by appointment
Saturday - Sunday: Closed

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info@homefinancialnw.co.uk

Book a phone appointment

01925 939 170

Suite G15, Chadwick House, Birchwood Park, Warrington WA3 6AE

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Home Financial NW Ltd
There may be a fee for arranging a mortgage, this is typically £599 and the precise amount will depend on your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Home Financial NW Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

FCA Number: 827318

Registered Office: Suite G15, Chadwick House, Birchwood Park, Warrington WA3 6AE

Number: 11529533 Registered in England & Wales