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In the meantime why not take a look at some of the latest posts from our blog.
The Pros and Cons of Consolidating Debts onto a Mortgage
Consolidating debts is a financial strategy that many people turn to when they’re looking to simplify their finances and reduce the pressure of multiple monthly payments. One of the more common ways of consolidating debt is by adding it onto a mortgage.
Make your home greener using a mortgage
How to make your home greener using a mortgage. Making your home more energy-efficient and eco-friendly is one of the best ways to reduce your environmental impact, save on energy bills, and increase your property’s value. However, many homeowners believe that going green requires significant upfront investment. What if you could use your mortgage to…
Top Tips for Financing Home Improvements with a Mortgage
Home improvements can significantly enhance both the value and comfort of your property. Whether you’re updating your kitchen, extending your home, or renovating a bathroom, it’s a great way to improve your living space. However, financing these projects can be costly, and many homeowners may not have the funds available upfront. If you’re considering financing…
Phil Spencer Announces Home Financial As Top Mortgage Brokers In The UK For Customer Service
Home Financial wins award at the 21st ESTAS Awards, the most prestigious awards in the UK property sector The Birchwood Park, Warrington based mortgage advisers Home Financial received the Gold award for Mortgage Brokers in the North West at the prestigious ESTAS Customer Service Awards 2024 sponsored by Reapit & PayProp. The winners were announced…
Bank Rate and the housing market
In August, the Bank of England (BoE) cut Bank Rate for the first time since March 2020. But what does this much awaited reduction mean for the housing and mortgage markets? Bank Rate Bank Rate is the interest rate that the BoE pays to commercial banks who hold money with them. This directly affects…
Don’t invalidate your home cover
Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, according to a survey. Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigate the chances of a break-in. Other…
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Home Financial is a team of mortgage brokers offering mortgage advice and insurance services.
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